IMPORTANT ADVERTISER DISCLAIMER: Programs range from 12 to 48 months. Customers who are able to remain in the program and pay off all debt realize approximate savings of 50% before fees, or 30% including program fees, over 24 to 48 months. All claims are based on enrolled debt. Not all debt is eligible for enrollment. Not all customers complete the program for a variety of reasons, including their ability to save sufficient funds. Estimates based on past results, which will vary based on specific circumstances. Programs do not guarantee that your debts will be reduced by a specific amount or percentage or that you will be debt-free within a specific time period. Programs do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice or credit repair services. Programs are not available in all states and fees may vary by state. Contact a tax professional to discuss the tax consequences of liquidation. Consult with a bankruptcy attorney for more information about bankruptcy. Depending on your state, there may be programs available to recommend a local tax professional and/or bankruptcy attorney. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase due to the accumulation of fees and interest. Read and understand all program materials before enrolling, including the potential adverse impact on credit rating.